The frog and the snowball.

This pink van outside of Cafe Concerto was giving away free coffee. The catch? I had to enter a competition to win a holiday in Kenya. Not so bad.

So what is the thrift snowball? It is the art of living thriftily and putting the money to good use. This month I will hoover up free items wherever I find them. I will also have one light brunch a week by buying a sandwich (£1.25) at Waitrose which gets me a free coffee. Not only will I save around £25 a month in this way but I will become gradually thinner too. This will go to buy Premium Bonds via a standing order I have already created. Next month I will find another economy and repeat the process.

This equates to about £100,000 in five years provided I can do the same each money.