Avios for the sake of it.

Some loyalty points are collected because they are useful but I collect Avios because it is fun to do so.

Avios are generally only available on luxury items and most commonly on travel. The scheme is therefore a good excuse to splurge on both these things.

On the other hand, Avios may be earned or spent on almost anything. There are credit cards that offer Avios and once earned they may be spent on meals out or crates of wine.

The fun (for points nerds such as myself) is that the scheme is complex and easy to game. Tesco Clubcard points may be transferred into Avios and more than double their value as they do so.

If you want a good stash of Avios you will have to treat yourself. This must be a luxury purchase and something you absolutely do not need. Ignore everything the company says about getting'free' things on purchases you would make anyway. If you were making the purchases anyway- why would they give you the miles.

Avios are not a sensible way to save money. They are a cool hobby with benefits!

This is a trial Avios budget to let you know what us possible.