Wednesday, 30 March 2016

The secrets we already know.

Many of the things I tell you on this blog are obvious. It is no less valuable as a result.

A photo posted by Richard Ford ( on

The first photograph is a coffee shop. The second is a mural in SoHo. The man with the book is Marx.

We cannot become rich if our outgoings exceed our income. If we cannot increase our income we must reduce our outgoings.

Obvious, right?

Do you have a budget?

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