Tuesday, 9 August 2016


We all need to sit back and feel a little smug from time to time. This is something the self help industry will never tell us because smug people do not buy books. Smug people are happy as they are.

Celebrate, often.

A photo posted by Richard Ford (@richard.ford) on

This is me reading my mortgage deed. I have paid my mortgage!
I post the picture here to make it real to you. If you can believe that I am living mortgage free then maybe you will believe the same is possible for you.

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